26-10-2014, 08:12 AM
If you don't want them to write off the car then just tell them so, they can't do it without your say so. Do some reading, a lot of people seem to think insurance companies call all of the shots in a situation like this, but it's simply not true. I got stitched up with mine, had to settle for £650 pay-out for a £1100 car, all because i didn't know you could argue with them.