So who are you with?

[Fozzy]

Its that time of year where i have to hand over far too much money to drive on that fine tarmac this country call roads

Ive been with Bell car insurance for the last couple of years as they have been competitive with my modifications.

I got a call this morning to work out a multi car quote on my HDi and my Wallye £988 (Hdi - £502 for a year with 2yncb, Wallye - 486 for nine months with 4yncb)



So what insurers are you with and who would you recommend for my mods?

Stainless Exhaust
Induction
Lowering
Uprated brakes


Fozzy

[Foxy-jim]

I'm with bell and they are pretty good. I have declared everything and on my 1.4 I pay £700. This is £200 cheaper then anyone else!

[Toby]

For those mods, I would recommend you give Graham Sykes a call.

They specialise in modified cars, and give you a discount for being with 306oc (Probably, when I got mine I said .net).

I pay £500 a year with all mods declared, with 1 NCB.

They prefer mods which don't increase engine HP, so those ones would suit well.

[Fozzy]

I'm with bell and they are pretty good. I have declared everything and on my 1.4 I pay £700. This is £200 cheaper then anyone else!

Thats a lot for a 1.4 im going to assume you're younger with les NCB i remember paying out out something like a grand for my first 1.4

For those mods, I would recommend you give Graham Sykes a call.

They specialise in modified cars, and give you a discount for being with 306oc (Probably, when I got mine I said .net).

I pay £500 a year with all mods declared, with 1 NCB.

They prefer mods which don't increase engine HP, so those ones would suit well.

Thanks Just filled out their online quote thingy so hopefully get a call from them soon ish

[puglove]

Just renewed mine a few weeks ago, goes as follows

Admeral multi car

Gti6: 4 years NCB
Fully comp
kept in a garage
value with mods: £1750

Mods:
Stainless cat back
lowered more than -5cms
Body mods
Driving lights
optional extra interior
uprated break mods
Std wheels insured at extra value (because of refurb x4 proxies)

DT: 1 year NCB
fully comp
kept on a drive
Value with mods: £1100

Mods:
After market exhaust
lowered more than -5cm
Body mods
Driving lights
optional extra wheels (cyclones came with steels)
optional extra seats
+20 bhp engine mods

Both of them come out at £1150 for the year

Not to bad me thinks?

[4WayDiablo]

Elephant but theyre shit. Dont go with them

[Fozzy]

Puglove thats pretty good. I think i may have to press them a bit more when they ring back and see if they can get it any lower

And FYI 1wayD Elephant, Bell and admiral are all the same, The guy said this over the phone as he could look at my previous insurance on elephant and i think diamond are the same also as he found an old policy of my sisters.

[4WayDiablo]

Fair enough. Theyre still shit lol
Also really didnt go much on chriss knott

Premium choice and churchill have been good to me though

[puglove]

Also im 22 fozzy forgot to metion that as age is normaly a factor in it

[Foxy-jim]

Elephant arrnt that bad!

Ye I forgot to say I'm 19 with two years NCB and 2 years experience.

[Kimmie]

I'm with Diamond and have been for 4 years, but they are the same as Admiral, Bell and Elelphant, and all will price match quotes between them. They're really no that bad, although their renewal prices are hilarious, so I always have to do the online quotes and get them to match it.

I phoned Brentacre for a quote on a 6 earlier in the week, and they quoted me £1500 Third part etc, and £1800 fully comp! That's without any mods I'm 22, driving for 3 1/2 years and 4 years no claims bonus, no accidents etc, but apparently I live in a shit area lol

[Fozzy]

how can you have 4NCB and been driving for 3.5 years?


Just got off the phone to adrian flux and got a quote for the HDi with mods tpft for £430 with emma on the policy £250 excess not too bad

They got the rallye down to £480 Fully comp for a year, shame i cant keep that price as only valid for 30days and my 4NCB will be up in april

[Kimmie]

With those companies you can do a 10 month bonus accelerator, so you pay for 10 months but still get a full years NCB. I also bought the car before I passed my test..

[Connor]

Im with admiral too, but last year renewal, bell gave me a cheaper quote... Qtf is that all about... and adding my girlfriend who only has a provisional and never even had a lesson... lowered the quote by 200 quid!

[Fozzy]

Oh yeah i forgot about that, i always see the 10month bonus accelerator as a bit of a con because you dont save what you have to spend in those 2months more than you save in the having a NCB

My girlfriend makes my insurance go up, but she has to be on it apparently

[Kimmie]

Same with Scott

[Fozzy]

Tell scott to ring adrian flux and see about putting you on, they did a flat rate for me and added emma on. He did make me laugh when i said can you get it lower without her on it 'i havn't put price up when adding her, and you don't wanna get in trouble taking her off' haha

[Kimmie]

He's got a policy with Brentacre for his V6 though, so if I get a 6 it would be in my name, and I've been told it's cheaper without him lol. Don't think that would be allowed!

[Fozzy]

Ok i read that wrong originally, i took it as same with Scotts insurance and putting you on it.

Yeah its not allowed to have yourself as a named driver when you would infact be the main.

Is Brentacre competative on price, more so than adrian flux?

[Kimmie]

Scott's been with them a couple of years now, and they've been good, maybe ask him?

[Fozzy]

Hehe that was me asking him (via you ) Will send him a PM

[Kimmie]

Lol, fail! Probably be quicker, I'm not seeing him tonight

[Foxy-jim]

I love how you put a smiley face after saying you arent seeing him tonight! Haha.

[Connor]

Lol, fail! Probably be quicker, I'm not seeing him tonight

[procta]

brentacre sorted me out with the metro, 480 tpft
thats with the full works
capped me on bhp.

[Kimmie]

I love how you put a smiley face after saying you arent seeing him tonight! Haha.

Ooops, wasn't supposed to let him know I was happy about it :?

Nah, I'm being massively girly and having my hair done

[Hitchos]

Direct line
14 years experience and 10 years no claims ( was on my mothers insurence for a while) no mods at all

£275 fully comp

does have its advantages being older lol