Phone the insurers, I really cant see it triple just because of the area. Just say you're thinking about moving and just want a quote,.
As for potentially selling it though, I actually like your ZR, best colour imo and not been chavved (any more than standard lol), and I dont usually like ZRs lol.
Just gotta work out whether its worth spending the money on to you, or if you'd be happier with a different car... The fact you say it stands out to you in a car park and couldn't post the for sale thread seem to show you'd prefer to keep it... What I would say is don't get caught up on costs...no point saving a relatively small amount of money per year but driving something you hate (from my own experience with the 107!).
As for potentially selling it though, I actually like your ZR, best colour imo and not been chavved (any more than standard lol), and I dont usually like ZRs lol.
Just gotta work out whether its worth spending the money on to you, or if you'd be happier with a different car... The fact you say it stands out to you in a car park and couldn't post the for sale thread seem to show you'd prefer to keep it... What I would say is don't get caught up on costs...no point saving a relatively small amount of money per year but driving something you hate (from my own experience with the 107!).