23-02-2014, 06:48 PM
Last year it was a freebee with the insurance this year was a optional extra which I haven't taken but can apply at any time throughout the policy for £25 regardless of when in the year it's taken but it will expire when the policy does, for the sake of £25 I should have taken it but every penny counted then and even more so now so still goin bareback at the moment ;-)