15-07-2013, 02:06 PM
I haven't had the same situation but insurance seems to be legalised fraud in this country. In other countries like america or australia you don't even need insurance in some states and where you do, normal everyday cars are v8 lumps anyway so they can't get away with charging ridiculous insurance premiums to young drivers. I passed my test when I was 18 but had to wait until I was 19 before I could afford insurance!