The debate thread

[cwspellowe]

So if you do trackdays or snowboarding, boxing, or work with animals! All things you choose to do should you not pay extra then because you are more likely to be in hospital more often than a chess player

Exactly.

And regardless of whether or not you choose to do something, if you're a higher risk you should pay more. Look at car insurance, I don't choose to be 26 but i pay higher insurance than my dad. I didn't choose to have a lower NCB.

I'm not arguing that the above SHOULD happen, i'm just saying if there's a higher dependency/risk, surely you should pay more? Genetic, sexually transmitted, accident, whatever.