Who's paying most insurance

[RetroPug]

Why on earth do you have a modified, relatively high insurance group car as the first you're insuring if insurance is that ridiculously high?!

its only the suspension that is modified, without miss it's still £260 so it hasn't changed it massively I'm still paying a stupid amount, my 1.4 was £230 so it hasn't changed much

& colour-coded interior, and a different steering wheel with no airbag, and an aftermarket head unit, and different-coloured wheels, and carbon-wrapping, and you're fitting a boost gauge, still got the aftermarket filter?

I'm not trying to be a dick at all, but if you are in an accident the insurers will try not to pay out if they notice these, and your insurance in the future won't come down, which would suck.

I'm only 22, I spent my first year driving a 1.1 8v 106 and didn't modify it, and stayed out of trouble and the next year I could insure a gti-6 for less. If it is any consolation, the car is looking good and the quality of the white painting on the interior bits looks good!