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been getting quotes for the '6 today and cheapest was Adrian flux.
22year old, 4 years no claim, driving for 5 years, few mods declared and drive any car. came in at £610
never been with flux before, ive heard nialls review on them but just wanted to no other people views.
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Dude that was just my limited experience of them. Hardly a review lol
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24-03-2014, 05:33 PM
(This post was last modified: 24-03-2014, 05:34 PM by Piggy.)
Seems expensive to me.
Have you tried Brentacre?
(I used flux when I was 17/18 as no one else did modders insurance for me at that age...never had any issues other than huge premium...flux have never managed to get even close to my renewal for last 2years)
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24-03-2014, 05:40 PM
(This post was last modified: 24-03-2014, 05:41 PM by kentiiboii.)
yeah brent acre wanted £739, they'll match if I give them proof of flux quote. but with flux offering dac its a big bonus.
plus its usually down to my area even though its not a bad area at all...
(24-03-2014, 05:29 PM)Niall Wrote: Dude that was just my limited experience of them. Hardly a review lol
well yeah I know what you mean, but Ive never been with them or heard anything about them. but with brentacre and greenlight ive heard loads.
all I know about flux is they have sexy babes at shows
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You pay less for less customer service.
This post is an artistic work of fiction and falsehood. Only a fool would take anything posted above as fact.
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I was with Adrian flux for a few year for motorbikes, never had to claim so can't rate them too much, but customer service as always good if you wanted to change the policy or if you're gonna be a day or 2 late on a payment...
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(24-03-2014, 05:54 PM)RetroPug Wrote: You pay less for less customer service.
can't fault Brentacre to be fair. excellent service, never been on hold
amazed your quote was that high
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Was with them for 1 year on a 6,never had to claim.quite pricey but as a young driver didn't have much choice
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(24-03-2014, 06:04 PM)SteveMcs Wrote: I was with Adrian flux for a few year for motorbikes, never had to claim so can't rate them too much, but customer service as always good if you wanted to change the policy or if you're gonna be a day or 2 late on a payment...
completely forgot I was with them for motorbikes actually ![Undecided Undecided](https://www.306oc.co.uk/forum/images/smilies/undecided.png) but same as you only rang them to quote and to cancel. :-)
(24-03-2014, 06:19 PM)Piggy Wrote: (24-03-2014, 05:54 PM)RetroPug Wrote: You pay less for less customer service.
can't fault Brentacre to be fair. excellent service, never been on hold
amazed your quote was that high ![Undecided Undecided](https://www.306oc.co.uk/forum/images/smilies/undecided.png)
they said if I can get proof of quote theyll match it, but they cannot offer drive any car.
I think drive any car can come in handy now and again.
(24-03-2014, 06:26 PM)7057sam Wrote: Was with them for 1 year on a 6,never had to claim.quite pricey but as a young driver didn't have much choice
A few people are saying theyre pricey but they come up cheapest for me. Greenlight was £667 but they said they couldnt match flux.
I think ill have to bite the bullet with flux. Does anyone know if they charge to add mods to your policy later on?
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I think with greenlight they prefer slightly older drivers as I got qoute when I was 24 then one when im now 25 it's 300 pound difference.
I also went with flux because I though that they did the best deals for modified cars or how foolish I was
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How did you get dac? Im with flux and wanted it but they flat out refused as im under 25.
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really odd...I get drive anycar with my 3rd party cover with brentacre?!
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(24-03-2014, 07:33 PM)PE02KHG Wrote: How did you get dac? Im with flux and wanted it but they flat out refused as im under 25.
Driving other cars? I have it with mine with Flux, TPFT and I was 22 when I took out the policy. Have 4 years NCB on the policy if that makes a difference.
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24-03-2014, 07:40 PM
(This post was last modified: 24-03-2014, 07:41 PM by Dum-Dum.)
I'm with flux and by and large they have been great apart from a couple of years ago at my renewal they gave it the "we promise to beat any quote like for like" and then wouldn't beat (or even match) a quote I'd got elsewhere.
Oh and I had driving other cars with flux at about 22
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Im demanding it at renewal time then, i wanted to go to brentacre but i was in the same position £100+ difference in price meant i stayed with flux. I think any insurance company will try and get out of it come claim time.
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(24-03-2014, 07:40 PM)PE02KHG Wrote: Im demanding it at renewal time then, i wanted to go to brentacre but i was in the same position £100+ difference in price meant i stayed with flux. I think any insurance company will try and get out of it come claim time.
Only certain schemes can cover INCDOCS, it's not just age that makes you qualify.
I've insured guys from here on just third party fire & theft that gave the driving other cars benefit at 21, it's not a case of if you want it you can have it, there's a criteria to be met - age, occupation etc.
Before anyone asks me, no I can't personally sort you out I'm afraid as I don't work on quotes anymore. Call 0800 018 0035, that's the dedicated club number.
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(24-03-2014, 06:59 PM)7057sam Wrote: I think with greenlight they prefer slightly older drivers as I got qoute when I was 24 then one when im now 25 it's 300 pound difference.
I also went with flux because I though that they did the best deals for modified cars or how foolish I was ![lol lol](https://www.306oc.co.uk/forum/images/smilies/legacy/lol.gif)
My policy charges pretty much 50 quid minimum per modification....so even when I declare things that really shouldn't count for peace of mind I get slapped with a huge bill for f*ck all after being on hold for ages while they figure out what I just said.
This post is an artistic work of fiction and falsehood. Only a fool would take anything posted above as fact.
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(24-03-2014, 07:37 PM)bigcheez2k3 Wrote: (24-03-2014, 07:33 PM)PE02KHG Wrote: How did you get dac? Im with flux and wanted it but they flat out refused as im under 25.
Driving other cars? I have it with mine with Flux, TPFT and I was 22 when I took out the policy. Have 4 years NCB on the policy if that makes a difference.
I think it's because I have 4 years no claims, I was really suprised when they offered it me.
(24-03-2014, 08:10 PM)JJ0063 Wrote: (24-03-2014, 07:40 PM)PE02KHG Wrote: Im demanding it at renewal time then, i wanted to go to brentacre but i was in the same position £100+ difference in price meant i stayed with flux. I think any insurance company will try and get out of it come claim time.
Only certain schemes can cover INCDOCS, it's not just age that makes you qualify.
I've insured guys from here on just third party fire & theft that gave the driving other cars benefit at 21, it's not a case of if you want it you can have it, there's a criteria to be met - age, occupation etc.
Before anyone asks me, no I can't personally sort you out I'm afraid as I don't work on quotes anymore. Call 0800 018 0035, that's the dedicated club number.
Do you charge if I was to add mods half way through my policy?
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Modification dependant.
As a rule of thumb, if you're on a modified policy, cosmetic mods won't change the premium - but without seeing what scheme you're quote is on, I couldn't confirm. Give the number I posted a call & ask them to confirm.
Btw, NCB means nothing to the DOCS benefit, you either get it or you don't.
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(24-03-2014, 10:52 PM)JJ0063 Wrote: Modification dependant.
As a rule of thumb, if you're on a modified policy, cosmetic mods won't change the premium - but without seeing what scheme you're quote is on, I couldn't confirm. Give the number I posted a call & ask them to confirm.
Btw, NCB means nothing to the DOCS benefit, you either get it or you don't.
Ok Cheers mate.
Brentacre will let me know of they can match flux tomorrow, if they do it'll be hard choice.
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Flux all day every day for me, £180 a year for a Throttle Bodied, modified 6, cant go wrong.
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25-03-2014, 11:35 AM
(This post was last modified: 25-03-2014, 11:37 AM by lolsteve.)
Just been on phone with Adrian flux £460 with all mods declared against Aviva's 580 with some less mods
Although fully comp was £750..
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Definitely think I'll have to try Flux.. Brentacre wanted over double what admiral wanted :/
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I envy all your low insurance prices... I'm paying £1200... Price of a first car i guess =/
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Try greenlight while you're at it. Great customer service there.
This post is an artistic work of fiction and falsehood. Only a fool would take anything posted above as fact.
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Make sure you give Flux our club name as we have a discount scheme with them so it should hopefully drop your price a little more, unless you've already done that
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Done, £460 with £200 excess. Saved me a good couple of hundred, thanks to flux and the 306oc
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(25-03-2014, 01:11 PM)RetroPug Wrote: Try greenlight while you're at it. Great customer service there.
Tried greenlight, Best they did was £670 couldn't match flux. Same with brentacre got call from them closest they got was £640.
(25-03-2014, 01:15 PM)Scott Wrote: Make sure you give Flux our club name as we have a discount scheme with them so it should hopefully drop your price a little more, unless you've already done that ![Smile Smile](https://www.306oc.co.uk/forum/images/smilies/smile.png)
Yeah they know im with 306oc dont worry about that one. :-) told them ive had quite a few 306s, she was amazed when I said I was on about my 8th...
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Don't forget as well the DAC is also dependant on who your insurer is. Don't forget, Flux isn't your insurer. Just a broker.
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I was just over 1k for a bog standard mk3 astra fully modified redtop engine full stainless exhaust big brakes lowerd etc and was when I was only 21
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