Insurance...

[tigerstyle]

So apart from bending over and just paying, are there any great people out there with good rates on 306s? Club discounts? I saw a member here had Adrian Flux in his avatar, worth a cheeky PM?

I'm in the position of having my license 9 years, but no current NCB as I've been living out of the UK so it's all lapsed currently looking at £500 on a HDI, not to bad, but I'm 29!

[declantg]

I'm paying £800 fully comp for my hdi, not to bad I don't think as I'm 20 with all mods declared

[lolsteve]

Aviva did me good, £480 tpff 20 years old with 2 years ncb.

[cwspellowe]

I'm with Brentacre on a bhp limited policy, everything declared £550 for the year. 26, 2 years NCB, no convictions, Glasgow-ish postcode

[tigerstyle]

Cheers, some new names to try out!

[Scott]

Now you have 10 posts, check out the club insurers in the traders section of the forum

[tigerstyle]

Sweet! didn't want to be spamming up to 10 and all

[THE_Liam]

Brentacre are great, paying £340 on a DT fully comp, living in a bad postcode but with 7 years NCB at 25

[cpikey316_]

Katies best quote was £341, on a 1.8i 16v, 27 yo, 4 years no claims and having a licence 4 years, living in the sort of place that Jeremy Kyle visits with a net.....

[Jonny b]

another +1 for brentacre I pay £700 for the s16 and the 2.0 cabby combined! Live In a shit area too

[Dum-Dum]

Tbh £500 with no ncb is very good.

Sky insurance did me a deal that even Adrian flux couldn't match (even though they had promised to match any deal I found, lady gardens)

[kentiiboii]

I'm paying £800 fully comp for my hdi, not to bad I don't think as I'm 20 with all mods declared

Who you with?
I'm 21 3 years ncb. Hdi, mods declared £900

[declantg]

Admiral

[kentiiboii]

Admiral

Fair enough pay in one go?

[Danterzza]

Try co op I am 29 too with no ncb as its used on my other car and a xrd with me and my misses was 340 I think, fully comp 12000 miles.

[declantg]

Nope I pay monthly got 2 years ncb

[kentiiboii]

Nope I pay monthly got 2 years ncb

:o are you Sucking them off?
If that's the difference in price of where we live then it's stupid. I havnt seen or heard of a stolen car round here for ages

[Dum-Dum]

If that's the difference in price of where we live then it's stupid. I havnt seen or heard of a stolen car round here for ages

Area and job mate. Shottingham is still a shit hole and its not just number of cars stolen its number crashed into. I knocked £££ of my insurance when i moved. Find yourself a nice low risk job and you could save £££ too.

[Dave26]

Just had my renewal through from Brentacre, £950 ish, 5 years protected no claims and I'm 23. All mods with a 150bhp limit. Thought it would be less tbh.

[kentiiboii]

If that's the difference in price of where we live then it's stupid. I havnt seen or heard of a stolen car round here for ages

Area and job mate. Shottingham is still a shit hole and its not just number of cars stolen its number crashed into. I knocked £££ of my insurance when i moved. Find yourself a nice low risk job and you could save £££ too.

Well I've always put mine as a computer technician which I found to be the best. But now im q duty manager so I put that down and it was the same.
I love about 30minutes from Nottingham tbh dude and its rather quiet. Old mining town

[declantg]

Yeah I live in a fairly quiet town.
Winning

[vlj]

another +1 for brentacre I pay £700 for the s16 and the 2.0 cabby combined! Live In a shit area too

Not everyone here is 60 years old with their no claims maxed out though!

[Dum-Dum]

Old mining town

Hmmmm, that could be your problem mate. Without being too stereotypical: Mining towns (now the mines are closed) tend to have high levels of unemployment and with that comes higher crime rates, unemployed people are also a higher insurance risk (read worse drivers), there's higher proportions of uninsured drivers ETC

[the milkman]

if anyone wants a good lol at my insurance ive been quouted 6grand on a 1.7 diesel 205 and thats with my mum on the insurance and im 20 in august!!


looks like shes gonna be a track slag for a year till that comes down to atleast 2grand!

[kentiiboii]

Old mining town

Hmmmm, that could be your problem mate. Without being too stereotypical: Mining towns (now the mines are closed) tend to have high levels of unemployment and with that comes higher crime rates, unemployed people are also a higher insurance risk (read worse drivers), there's higher proportions of uninsured drivers ETC

Yeah its possible. But strange if they came round here theyd change there price. Dont even see boy racers round here. And theres no younge drivers on road cos theyre all unemployed and cant afford a car.

[Toms306]

£480 FC for the year, 4 NCB, no points or anything.

Obviously not a 306 for that price, a 150bhp 6 year old diesel heavy enough to take out an entire supermarket with a bit of understeer at a crucial moment.


So what's that about being unemployed being expensive?

[THE_Liam]

£480 FC for the year, 4 NCB, no points or anything.

Obviously not a 306 for that price, a 150bhp 6 year old diesel heavy enough to take out an entire supermarket with a bit of understeer at a crucial moment.


So what's that about being unemployed being expensive?

Don't you live somewhere where sheep outnumber people though?

[Toms306]

£480 FC for the year, 4 NCB, no points or anything.

Obviously not a 306 for that price, a 150bhp 6 year old diesel heavy enough to take out an entire supermarket with a bit of understeer at a crucial moment.


So what's that about being unemployed being expensive?

Don't you live somewhere where sheep outnumber people though?

Umm, no....infact I cant remember the last time I saw a sheep round here, you're thinking of Wales! Crops easily outnumber people though. Or pigs and cows.... And yes its not exactly a crime hotspot...well, ASBOs and S59s due to the sheer number of modded cars round here (I'm talking Evos and Scoobys, not many Saxos lol), but not actually burning/nicking cars like they might up North.

It's something to do with the Vec though, safer maybe? Less of them crashed? I dunno, but if I'd stuck with the HDi it woulda been another couple of hundred on top!

Also, being 'unemployed', I don't have to add commuting to my insurance, which takes about £20 off as well.