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been getting insuance quotes for modified car as i think its about time i declared my mods.
looking around and elephant have gave me a quote of £831fc wth all mods declared and my girlfriend with a provisional license.
adrian flux on my own are £1000fc mods declared.
brentacre are £949fc mods decared on my own again.
not sure which is best as elephant re offfering the better price but brentacre are claiming their the best fr modifications
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28-02-2013, 04:00 PM
(This post was last modified: 28-02-2013, 04:02 PM by Oil-burner.)
What?
people have been saying brent is cheap? How much was it for a standard car?
Theres no way id be paying 1k for a 306
I pay less than half that
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WOH!
How old are you chap? NCB??
My 306 with the 2.1 conversion is just over £400 with 3yrs NCB and ALL mods. 150bhp limit.
I havnt paid £1000 since my first year of driving!!
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Im paying over 1k im 22 with 3ncb but i have bussines isurance/mods/brakedown on the cover
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Wtf! Again how and why? Got a quote on a 6 last year and they wanted £650 with 2yrs ncb and £450ish for the hdi.
Crazy
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(28-02-2013, 04:03 PM)Oil-burner Wrote: How old are you piggy?
25...
but only 3yrs NCB as I had a bike for ages and was on the Mrs policy.
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Mine is about 800, but like others I use it for business which added about £70ish. I pay monthly too, so I get kicked in the balls for that.
Really should think about adding breakdown cover.
Disclaimer: The above is not to be taken to heart and is probably a joke, grow up you big girl.
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28-02-2013, 04:28 PM
(This post was last modified: 28-02-2013, 04:29 PM by Poodle.)
Can't believe the hike they put on pay monthly deals, nearly 40% in some cases. 
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mine is also for full business use...with brentacre
brent' were good with the monthly too...LOADS less than Directline...robbing gits
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I'm 21. Driving 4 years 3 years no claims.
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28-02-2013, 05:34 PM
(This post was last modified: 28-02-2013, 05:35 PM by kentiiboii.)
(28-02-2013, 05:27 PM)Oil-burner Wrote: How much was it standard
Didn't ask. Why? It will be modified in next few weeks anyway.
I know elephant was about £200 cheaper but the monthly only went up £3 extra a month which was winning 
#2 Moonstone Blue HDI
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still dont see why youre paying that much.
Just wondering if it was the mods that had jacked it up.
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(28-02-2013, 05:38 PM)Oil-burner Wrote: still dont see why youre paying that much.
Just wondering if it was the mods that had jacked it up.
That's what I'm wondering too! People are telling me they have much cheaper prices for same cars same mods on here. But there's is much lower. What company you with and stats? Your cars same as mine just about.
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Dont pay the monthly. Take out a bank loan and pay it off in one big lump. Itll save you money!
Id go for elephant if they will cover all your mods. Admiral and Elephant are the same company in the same building but on different floors. They should match prices with one another!
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I like elephant, always been good prices for me, I transfered my policy from the 405 to the sedan with no hassle, I5s qctually cheaper with the 2.1 conversion haha.
But yeah, I give elephant a thumbs up, their accelerated bonus policys are an excellent idea too
Current stable
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Im with a company called one quote direct all mods declared under £500
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(28-02-2013, 06:04 PM)Oil-burner Wrote: Im with a company called one quote direct all mods declared under £500
Will give them a call in the morning. thanks.
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(28-02-2013, 06:04 PM)Oil-burner Wrote: Im with a company called one quote direct all mods declared under £500
But you're 25 aren't you? The age where insurance drops dramatically (so I'm told)...
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28-02-2013, 06:46 PM
(This post was last modified: 28-02-2013, 06:48 PM by Oil-burner.)
No worries pal, they are on go compare thats where I found them
Im 26, it makes no difference whatsoever!
My insurance is in may so I was 25 when I took this out and obviously 24 when I took last years out. Think it went down £30 after turning 25 with another ncb
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(28-02-2013, 06:46 PM)Oil-burner Wrote: No worries pal, they are on go compare thats where I found them
Im 26, it makes no difference whatsoever!
My insurance is in may so I was 25 when I took this out and obviously 24 when I took last years out. Think it went down £30 after turning 25 with another ncb
Oh you are older though with more experience than me. Ill give elephant a call.
Anyone know what admiral/elephant are like modification wise?
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28-02-2013, 06:52 PM
(This post was last modified: 28-02-2013, 06:53 PM by Toms306.)
Oh really? Damn, was hoping mine would drop soon..........paying £900 for a crap old pug just because it has a map and some springs is crap. Specially as it was only £850 for the modded Golf. 
(28-02-2013, 06:51 PM)kentiiboii Wrote: (28-02-2013, 06:46 PM)Oil-burner Wrote: No worries pal, they are on go compare thats where I found them
Im 26, it makes no difference whatsoever!
My insurance is in may so I was 25 when I took this out and obviously 24 when I took last years out. Think it went down £30 after turning 25 with another ncb
Oh you are older though with more experience than me. Ill give elephant a call.
Anyone know what admiral/elephant are like modification wise?
Yes. They WILL NOT allow anything over a 10% map or an intercooler...so if you're planning either of those, either forget about it or lie. 
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Well stage 1 is about 120. So 10% of 90bhp yeah it's about 10% lol.
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If im honest I havent declared my map I can't see the point tbh, anything happens how they gonna notice? Got the laptop in the back a lot of the time anyway so can just chuck my std map back on.
Insured for wheels zorst and lowered
Kent ive only got 3 yrs NCB mate and have 3 points on my licence too!
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(28-02-2013, 07:00 PM)Oil-burner Wrote: If im honest I havent declared my map I can't see the point tbh, anything happens how they gonna notice?
I hope your insurers arent reading this.
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So do I! Lol
Like I say theres no way of proving it anyway so feck um.
Thats one reason I wont go with flux, brentacre or ck and go for the club discount, they know you're on here so can keep tabs on your car.
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Tom I've tried changing to £250 voluntary access it only saves me £30. In my eyes it's not worth it so save a view bob.
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28-02-2013, 07:11 PM
(This post was last modified: 28-02-2013, 07:11 PM by Toms306.)
(28-02-2013, 07:08 PM)Oil-burner Wrote: So do I! Lol
Like I say theres no way of proving it anyway so feck um.
Thats one reason I wont go with flux, brentacre or ck and go for the club discount, they know you're on here so can keep tabs on your car.
True.....but how do you know there aren't people on here from other insurers....watching....waiting.... 
(28-02-2013, 07:09 PM)kentiiboii Wrote: Tom I've tried changing to £250 voluntary access it only saves me £30. In my eyes it's not worth it so save a view bob.
Oh is that all? In that case you're right, not worth it, it takes a fair chunk off mine though, odd!
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They can suck my chode!
Like I say I can have the map off in sub 5 mins! Lol
Insurance have had thousands off me over the years and ive never cost them a penny so feck it
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