14-04-2012, 08:45 AM
Just to echo what others have said really, those values look about right. Me and the GF have rented for just over 2 years, and have just bought our own place 6months ago.
Rented - 2 bed end of terrace in a "nice" end of a rough town.
Rent - £495
Clowncil tax - £95
Water - £18
Gas/Electric - £92 (averaged out as we paid quarterly. The house was quite drafty as the previous tenants had removed all the doors downstairs to give an "open plan" feel...)
TV License - £12.37
Phone/TV/BB - £40 (Virgin bundle)
Insurance - £10 (remember, you only really need contents insurance for rental, BUT it can be more expensive)
Car - Tax/Insurance/MOT/Service/parts etc - ???
Shopping - £160 (but obviously with little one on the way...) Also don't forget YOU are responsible for everything else, not just food - Cleaning products (bathroom/kitchen/general), laundry stuff, bog roll/soaps/toiletries etc.
Mobile contracts - ???
Other direct debits.
We were quite lucky, they originally asked for 8 weeks as a deposit, but they messed us around slightly so we made them reduce it to 5 (we tried for 4, but they agreed on 5), which helped with the initial cost. Don't forget if you are moving in to unfurnished all of the initial costs, and it's not just the big things, don't forget things like plates/pots/pans/cutlery/toilet brush/bins/washing up bowl - they all add up quite quickly. Not to mention your first 2/3 food shops will be more expensive than normal as you will have NOTHING. Again it's the little things that get forgotten, luxury items you didn't realise were luxuries! - Tins of stuff/sauces (HP/ketchup/salad creme/mayo/etc/etc) /snacks/cling film/aluminium foil/etc.
We did an initial shop at Wilkinsons for general household stuff, then 2 big shops at ASDA for the food items etc.
Having just bought our own place our bills are very similar, only real difference being we are now paying more on some things as we have moved to a much nicer area, and have a 3-bed semi:
Mortgage - £520
TV/Phone/BB - £50 (Sky package)
Clowncil tax - £115
Insurance - £18/month I think?
One last thing, don't forget initial set up fees, some places do charge them, mainly for TV/phone/BB packages, usually around £30-50.
Sorry for the essay, but I hope it helps. This is the sort of information I was looking for before I moved out but couldn't really find any "real world" examples of.
Rented - 2 bed end of terrace in a "nice" end of a rough town.
Rent - £495
Clowncil tax - £95
Water - £18
Gas/Electric - £92 (averaged out as we paid quarterly. The house was quite drafty as the previous tenants had removed all the doors downstairs to give an "open plan" feel...)
TV License - £12.37
Phone/TV/BB - £40 (Virgin bundle)
Insurance - £10 (remember, you only really need contents insurance for rental, BUT it can be more expensive)
Car - Tax/Insurance/MOT/Service/parts etc - ???
Shopping - £160 (but obviously with little one on the way...) Also don't forget YOU are responsible for everything else, not just food - Cleaning products (bathroom/kitchen/general), laundry stuff, bog roll/soaps/toiletries etc.
Mobile contracts - ???
Other direct debits.
We were quite lucky, they originally asked for 8 weeks as a deposit, but they messed us around slightly so we made them reduce it to 5 (we tried for 4, but they agreed on 5), which helped with the initial cost. Don't forget if you are moving in to unfurnished all of the initial costs, and it's not just the big things, don't forget things like plates/pots/pans/cutlery/toilet brush/bins/washing up bowl - they all add up quite quickly. Not to mention your first 2/3 food shops will be more expensive than normal as you will have NOTHING. Again it's the little things that get forgotten, luxury items you didn't realise were luxuries! - Tins of stuff/sauces (HP/ketchup/salad creme/mayo/etc/etc) /snacks/cling film/aluminium foil/etc.
We did an initial shop at Wilkinsons for general household stuff, then 2 big shops at ASDA for the food items etc.
Having just bought our own place our bills are very similar, only real difference being we are now paying more on some things as we have moved to a much nicer area, and have a 3-bed semi:
Mortgage - £520
TV/Phone/BB - £50 (Sky package)
Clowncil tax - £115
Insurance - £18/month I think?
One last thing, don't forget initial set up fees, some places do charge them, mainly for TV/phone/BB packages, usually around £30-50.
Sorry for the essay, but I hope it helps. This is the sort of information I was looking for before I moved out but couldn't really find any "real world" examples of.
![[Image: 306Green5DrSig.png]](http://i1011.photobucket.com/albums/af232/burnmw/Pug/306Green5DrSig.png)