Decent Low Budget Smart Phone?

[Iaitoo]

Lumia is Windows right?  Any pros/cons of that compared to Android?

I'll list my thoughts on the brands(I sell phones, so got some experience with em)

Sony: Bloody good. Previous models(z3 family) broke their rear covers easily, but alot better now. 
Samsung: Good, have to pay a bit more because of the brand name
Apple: Phones are ok. Lots of issues with em. And they cost the same as top samsung/Sony, but has shit hardware in comparison.
HTC: Almost no one in Norway sells them anymore, because they haven't heard of customer service.
Huawei: Good value for money
LG: Pretty good.
Microsoft: Often good cameras for their price, but the OS is very locked and many devs don't make apps for it. You can't even get snapchat.

Windows doesnt have support for alot of apps yet. You cant even get snapchat if that is something you use. And I find windows to be crappy on a phone. 
Not sure how your prices are, compared to here in Norway. 

Huawei P8 lite is a very good cheap phone. Check those out. Or Sony M4 aqua. Not sure what they cost where you are. They are 200£ phones in Norway. Stuff is usually cheaper in the UK.