02-05-2015, 12:06 PM
(02-05-2015, 11:58 AM)toseland Wrote: In a Nutshell:
Cat A - Serious damage to structure/shell making repair dangerous -immediately crushed, all parts included (used for fatalities etc)
Cat B- As cat A damage wise shell to be crushed, serviceable parts can be removed prior
Cat C- Cost of repair outweighs Cost of vehicle worth,
Cat D -Cosmetic damage only, Time involved in repair uneconomical, (lead time for parts complexity of repair etc)
a 306 with rear end damage could quite feasibly be CatD, the parts are unavailable or would take ages to find so its a writeoff.
Perfectly fixable, however
my old vitara was Cat C in 2005, front end damage and side door, purely cosmetic, was bought, repaired with panels, MOTed and certified fine!
never had an issue with insurance.
Isn't Cat D minor cosmetic damage where cost of repair outweighs cost of vehicle worth?
I've had a couple of cars written off as cat D for that reason. Didn't need to send logbook back or anything so new buyer wouldn't know a thing had i not told them.
Best to do a hpi check these days for that reason. Autotrader app is pretty good now as it automatically tells you if a car is a cat D/C at the top of the ad