Help a Nathan today....

[RetroPug]

If u want it real cheap then insure one of ur folks and put u as a named driver.... That's what I used to do. U won't get any no claims that way tho.

Yeah, don't do that.. unless your parent is genuinely the main user.. Instead, I'd suggest get your no-claims by having the policy in your name and adding a parent or grandparent. 

I suppose it just depends what type of person u are and what u are willing to do......

You won't have cheap insurance, you will have no insurance. All you are then buying is having it registered as insured on the MID so it doesn't ping up and they don't catch you automatically.

If you have a crash and they suspect you were fronting they will pay out for the third party as they are legally obliged to, they won't give you any money for your car and then they will pursue you in court for the money for the other person's car and injuries etc. which can be expensive. You will then also find it almost impossible to obtain insurance in the future, even if you do it will be 1000s.

Also when you front and are involved in an incident which insurers have to spend a lot of time dealing with and a lot of legal action dealing with you are costing insurers a lot of money, and in turn you are part of the cause of insurance premiums being so high.