Makes no sense!

[Nathan1305]

It is based quite a lot on crash statistics.

That's true, as most of the cars of that era, all died out practically 10 years ago sadly. Also something else you need to watch for too, is that some insurances may not be too keen on insuring it, either the car is too old, or the driver is too young. As the insurance may see it as a classic car.
Mind what I have found with insurances with cars been over 15 years old and giving them classic car insurance, is it depends on the car itself, I blasted kris knott for that, with the gta. As they said it wasn't a classic, and I told them hang on, the car is 17 years old! nearly 18! they said it had to be something like an alfa or something. Which is proper daft! as some of you lads on here, own phase 1 306s that are 20 years old and some of the 306s are coming up to that too. also some of you lads own 205s which are the same age as my car if not older!

Yeah I suppose it could be classed as a classic to some insurers. just don't think I could give up my 306 over it. Really do like it though

i wouldn't give up the 306 for something that old, as its too nice to use as a daily and the 306 is too good a car to replace.
I have had to use my rover as a daily for a couple of months, and i did miss the 306, so its always nice to have the best of both worlds, if you can afford to do so. my two cost 600 a year.

Unfortunately I don't think it's feasible to insure both the BMW is cheaper for me insurance wise but only average 30mpg so don't know if fuel costs will counteract that saving in insurance. Plus parts I expect will be more pricey because of the badge 

Edit: parts are actually very reasonable