27-11-2014, 06:42 AM
Hi Jack,
I think yoiur insurers want to know where the car is usually kept, so safest to ask.
Insurers find it almost impossible to avoid paying out to third parties, no matter what you do, but theft/own damage are a contract between them and you, so they decide the rules. A lot may depend on the value of your car ... would you pay another £100 per year to protect your "own loss"?
My son moved from South Wales to near Gatwick ... his premiums went down. ???
You mention "placement"? Does that mean a change of job? HOW you describe your job can seriously affect your premium. I read recently that the highest risk profession is "health worker". Presumably a driver is a better risk than an ambulance driver?
602
I think yoiur insurers want to know where the car is usually kept, so safest to ask.
Insurers find it almost impossible to avoid paying out to third parties, no matter what you do, but theft/own damage are a contract between them and you, so they decide the rules. A lot may depend on the value of your car ... would you pay another £100 per year to protect your "own loss"?
My son moved from South Wales to near Gatwick ... his premiums went down. ???
You mention "placement"? Does that mean a change of job? HOW you describe your job can seriously affect your premium. I read recently that the highest risk profession is "health worker". Presumably a driver is a better risk than an ambulance driver?
602