23-10-2014, 08:49 PM
When a claim goes 'Knock for Knock' both parties lose their no-claims if the third party claims from the others insurance. If no party claims, no NCB is lost.
You only pay an excess if you claim for your own car, unless you are deemed to be at fault.
As you say it has gone K for K, you will lose the no claims, but not have to pay an excess unless you claim.
You only pay an excess if you claim for your own car, unless you are deemed to be at fault.
As you say it has gone K for K, you will lose the no claims, but not have to pay an excess unless you claim.
![[Image: car-1.jpg]](http://i1117.photobucket.com/albums/k591/grant-306/car-1.jpg)
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