claiming on my own insurance

[willJspears]

Do you know who you hit Will? How much damage was on there car / did they have an expensive car?

If possible would be good to sort outside of insurance / not make a claim as at your age they will ra*e you from now on... But obviously if its some random in a bmw, thats not going to be an option..

Whats the plan with the car?

it was a man driving a delivery van. his steering rack is completely buggered. being a company vehicle he sort of has to notify his insurance.
so the only choice is to get in contact with my insurance to sort it out. my car is still driveable, but due to the rear quarter being dented and scuffed its an automatic right off. i've yet to ring my insursance and then see wasson with the car,