29-09-2014, 03:36 PM
(29-09-2014, 02:37 PM)nominous Wrote: and adds the ridiculous situation where you cant sell a car with tax so:
1) The govt gets two months tax for the month the car is sold in
2) WTF do you do as a buyer?
Means you have to buy tax before you drive it away else committing an offence.
Assume there is no grace period. Is there ?
How do you purchase a tax online if the computer says no insurance ?
As I guess if the seller cannot sell the tax with the car, tax is now tied to the name on the V5 AND the insurance....
So you need to be on MID on the day you buy the car to tax online.
You wouldn't change over insurance till you've seen teh car - it might be a lemon.
Is the PO going to change over to a PC based system or will paper insurance still work for them?
Then you might use day insurance - NB, day insurance I've found isn't on MID which is why they tell you to print out and carry it in case of stoppage.
Still, must buy car near to PO and buggered for a Sunday.
Lots of outstanding issues that haven't been well explained.
There is no grace period from what I've read. You can phone as well as online 24/7. But that'll suck if you don't have internet on your phone, and are buying a car in a poor signal area... (As I've done more than once lol, very little signal round here for such a flat county!)
When you buy the car, the V5 then has your name and address on it and the transfer date, so when its processed, they'll know whether you bought tax immediately or not. I've been 'warned' for this on a previous car after not realising SORNs run out at change of ownership.
The PO already use a PC based system to check insurance and MOT...however it wasn't overly reliable (but this was 2 years ago lol) so they didn't make a big thing about it and preferred people to take paper copies.
Now I believe its more reliable and you no longer have to but you can take a paper copy if necessary - for day insurance as you've said.It is causing a huge amount of hassle for buying cars tbh....partly why I won't be buying anymore for a while at least!