10-06-2014, 11:57 AM
Tbh i used too insure every car as standard, Then wehen i had my impreza i got pulled over for the exhaust and they rang my insurance company too check, right there at the roadside at 10pm!
Luckily the insurers computers were down at the time! needless too say the next day at 8am i phoned my insurance and declared everything.. cost me £25 quid a month more at the time but worth it not too have the hassle and worry.
Since then i have always declared everything, right down too my stereo so i get a like for like replacement if anyone ever pinched it, also have agreed value on the car AND modifications!
Luckily the insurers computers were down at the time! needless too say the next day at 8am i phoned my insurance and declared everything.. cost me £25 quid a month more at the time but worth it not too have the hassle and worry.
Since then i have always declared everything, right down too my stereo so i get a like for like replacement if anyone ever pinched it, also have agreed value on the car AND modifications!