08-05-2014, 09:36 AM
I personally don't declare tyre brand changes as I'd be happy to argue that they were a consumable if the insurers did decide to be unreasonable, however if I went to road-legal semi-slicks I might.
If I'd modified the exhaust I'd just declare a "full, modified exhaust from __back", that way if they try to argue you can tell them to bring up the phone recording and listen to what you said if they try to argue that part of the exhaust was changed without being declared.
As modifications are not clear-cut, declaring any changes that aren't consumables is probably best if you don't want ambiguity when it comes to claim time as if your insurers are dicks they will use that ambiguity to try to avoid paying out. If you are happy to argue the finer points of modifications if they do try this then that's fine but I'd much rather not.
If I'd modified the exhaust I'd just declare a "full, modified exhaust from __back", that way if they try to argue you can tell them to bring up the phone recording and listen to what you said if they try to argue that part of the exhaust was changed without being declared.
As modifications are not clear-cut, declaring any changes that aren't consumables is probably best if you don't want ambiguity when it comes to claim time as if your insurers are dicks they will use that ambiguity to try to avoid paying out. If you are happy to argue the finer points of modifications if they do try this then that's fine but I'd much rather not.
This post is an artistic work of fiction and falsehood. Only a fool would take anything posted above as fact.
62k Diablo Phase 1 Gti-6: Project Thread
62k Diablo Phase 1 Gti-6: Project Thread