02-03-2014, 08:49 AM
(01-03-2014, 11:57 PM)Rippthrough Wrote: No, you're missing the point, I'm not even talking about having tax left on a car when the new system comes in, read what I bloody posted.
Of course it will affect you, as soon as this comes in, all used car prices will drop. If you sell your car at the beginning of the month, you lose out, because you ain't getting that month of tax money back, whereas before, you would have just advertised it with tax and it wouldn't have made any difference, you'd still get market value and wouldn't get shafted on a month of tax on a car you no longer own.
The DVLA gets a free month of tax every time someone sells a car near the beginning, which is bloody robbery tbh, pay online with an insurer and then cancel it and they're regulated to give you a refund to the day, yet the DVLA can just take a month of tax off you for a car someone else has also taxed....
Explain to me why used car prices will go down? They won't. There will be no reason why one used car is better than another due to tax, because no car will ever be sold with tax again. So the tax won't come in to any part of the value of a car.
As Martin has said, you can claim tax back as people have been able to do for years, where's the problem?
(02-03-2014, 08:26 AM)Martin306 Wrote:(01-03-2014, 11:57 PM)Rippthrough Wrote: No, you're missing the point, I'm not even talking about having tax left on a car when the new system comes in, read what I bloody posted.
Of course it will affect you, as soon as this comes in, all used car prices will drop. If you sell your car at the beginning of the month, you lose out, because you ain't getting that month of tax money back, whereas before, you would have just advertised it with tax and it wouldn't have made any difference, you'd still get market value and wouldn't get shafted on a month of tax on a car you no longer own.
The DVLA gets a free month of tax every time someone sells a car near the beginning, which is bloody robbery tbh, pay online with an insurer and then cancel it and they're regulated to give you a refund to the day, yet the DVLA can just take a month of tax off you for a car someone else has also taxed....
But the buyer won't lose out if they buy a car at the start of the month, they'll only lose a day or so. Before the end of the month put the car on SORN and get your month(s) remaining back. That's not difficult, nor will it significantly affect the prices of used cars.
Also, what insurer refunds you to the day? If they do, what is their "admin" fee for cancelling?They're certainly NOT regulated to give you back insurance money to the day. 10 times out of 10 you lose a month.
Unless you bulk buy day insurance? rofl
The ONLY time you'll get refunded to the day, is if you take out a policy and cancel within 14 days. Totally a different scenario to the tax refunds.
This. You don't ring your insurance and they give you every penny pro rata to the day.