08-01-2014, 02:31 PM
I've always wanted to own a house because no one in my family does, they all rent so I'll never inherit a house from my parents. I like having the security that once its paid (I'll be roughly 39 unless I start overpayment which I'm considering while interest rates are low), that's it, I never have to pay for housing again other than repairs and tax, and I can start putting away for my retirement or start my own business which I've always wanted to do. I'd love to run a small independent motor factors, and with no housing to pay and a house as equity a business loan would be easy.