Can they do this to me?

[Dum-Dum]

thanks for the replies all, there's that many I can't reply to each individually as I'd like to lol :p

Basically I'm with the co-op young drivers policy and I have a box in, so they can see when the car is/isn't being driven :/

The advisor I spoke to on the phone was f*cking useless and didnt seem to know what she was on about half of the time.

I seem to be in a catch 22 situation; if I cancel on my own accord then they reserve the right to ask for the remainder of the premium. But that is also the case if they cancel it if I can't sort it in 2 weeks :S

Also they would want £105 EXTRA for a new box/admin fee if I had a corsa c 1.3 cdti, no drop in premium! A smaller engine and safer design, makes no sense

Sounds like they are giving you bullshit TBH, Id threaten them with calling the insurance ombudsman or actually just call the insurance ombudsman.

The premium was due at the start of the policy and your monthly payment plan is kinda separate from that so if they want the rest of the money they kinda can but you need to double check the paperwork that came with the agreement to see if they can do that.

If you don't want to cancel your policy then tell them not to cancel it and they cant. Just because you own a car doesn't mean you have to drive it, mine regularly goes weeks without being driven. You can insure a car and not drive it at all but you cant insure a car you don't own.