26-01-2013, 03:52 PM
I understand your reasoning there, but not sure the final result makes much sense. If admiral are cheaper why not go tpft with them...? 90% of the time you can buy the car back at scrap value anyway, either from the insurers or through the scrappy they deal with. Also, if you do crash and it's your fault, are you going to be able to afford to pay out £500 AND the cost of fixing your car/buying a new one?