24-01-2013, 06:28 PM
Im all declared including stuff that hasnt gone on the car yet like the VNT and the 11mm pump and its £550 for the year, only TP,F&T because of the low value of the car. Protected NCB, driving other cars all that.
Its just as cheap for me to declare the mods as it is to insure a standard car.
Its not worth not declaring the mods cos if you get caught youll get done for no insurance (£200 and 6 points) have your car seized (£150 + £25 a day storage) your policy might get cancelled by the insurer so youll have to get another one to get the car back (at least £600) you might get arrested for fraud (making false statements to obtain financial services) no insurer will ever want to touch you if youve been done for no insurance and no employer is ever gonna want you if you have a conviction for fraud.
Its just as cheap for me to declare the mods as it is to insure a standard car.
Its not worth not declaring the mods cos if you get caught youll get done for no insurance (£200 and 6 points) have your car seized (£150 + £25 a day storage) your policy might get cancelled by the insurer so youll have to get another one to get the car back (at least £600) you might get arrested for fraud (making false statements to obtain financial services) no insurer will ever want to touch you if youve been done for no insurance and no employer is ever gonna want you if you have a conviction for fraud.