Renting a house/ flat

[C.A.R.]

Not making that choice doesn't remove your right to have a child though. In fact the child isn't the problem at all. The problem is parents then CHOOSING not to work for their child.

Ain't that the truth.

Many people who I attended school with had children at a much younger age than I did (I was 23 when Florence was born last year). These people were / are irresponsible and I no longer associate with them. Inexperienced in the world of work, many of which going from doing their GCSE's to being a full-time mum.

I too work my bollocks off to provide for our family, I don't expect Natalie to work for another 2-3 years, by which point we plan to have another child anyway, all things beign well in the world of work.

Fact is that people are very quick to blame others for their own situations, when the reality is that they are often the only thing standing in their own way of making a difference. There are jobs out there, I won't have it said that there aren't. Like you say, some people just don't have the right mentality to do those jobs and would rather pussy-out and sit at home with mum and dad.

Furthermore, renting isn't a waste of money. Renting gets you a roof over your head without suffering the indignity of being housed by the local authority. The problem occurs when you get folks in council houses ending up better off than those who are working hard for a living.

Even with 6% mortgages it's virtually impossible to get approved these days. My friend works for a law firm who have a hand in approving mortgages and he said some bloke, who had £20k saved up and was on a rather-nice £35k per year was actually refused a mortgage recently.

Where am I going to find £20k when rent and bills equate to 2 thirds of my monthly income?!