15-12-2012, 10:06 PM
You say an isa is out of the question but open an isa. Go up to your tax limit or whatever it is
Then go to the next bank (make sure they're not still owned by the same people) then open another
Then go to the next bank (make sure they're not still owned by the same people) then open another
![[Image: IMG_20130925_181339_zps95df48fa.jpg]](http://i727.photobucket.com/albums/ww278/4WayDiablo/IMG_20130925_181339_zps95df48fa.jpg)