A video about money/debt I've been making.

[Niall]

I feel that once graduates progress through uni, they have a fairly decent understanding on how to save, manage finances, and generally become more mature.

Most of what you said i will completely agree with except this.

Obviously this isnt a generalisation of ALL students because some people, its just in them to be more careful with their money and borrowing but the majority of all students i ever have this conversation with seem to think its no big deal borrowing 25k plus because they may never pay it back or it might only be paid back in small installments.
Personally i think the unis need to make more of a point of thinking carefully before you go to uni. It seems to be now days that people who leave school go to uni because its seen as the thing to do or your friends are doing it. Not because they want to study something that will help them progress in later life. Of course the unis are never going to do this because at the end of the day, they are just a business and couldnt care less how much debt you get your self into.

I would say if anything, you are more money conscious if you DONT go to uni. Look at it this way, you go to uni and you move out from home for 3 years. Every few months a nice lump of cash lands in your account to spend on rent and food. You didnt work for that money. Your course is paid for directly by the government. You dont part with that cash or have to go through the processes of obtaining it. Its made too easy because its all just paid for for you and all you know is you have a debt that you have to pay back. Its not like if you move out from home under your own accord and your paying your rent/mortgage/bills out of your own pay pack every month, you have to worry about potentially loosing your job or having wages cut or illness might mean unpaid time from work.