Car Insurance...Messers

[Niall]

Hmm, whilst I'm not sure it's a law it's most definitely common sense isn't it? For exactly the reason you've discovered/and that Tom mentioned.

Shame about what's happened though, because he really shouldn't have been where he was and that much is obvious.

Yeah but in this idiotic society, what's common sense to you and me may not be to someone else and for that reason, everything has to be written down in some official way (e.g highway code). Insurance companies can't just say "it's common sense" because it might not be to some!