Road Legal Quad Bike insurance?

[w3526602]

Hi,

I had a Suzuki 250cc 4x4 Quad, brand new with "Street Legal" kit, and registered as Agricultural Machine. Previously. I had insured my Grey Fergie with DOMINION, for £5 per year for Third Party only, so it came as a shock to be asked for £60 for Fully Comp. Er .... this was in 1992, before Quads were acceptable as a means of transport. Plod pulled me ...

"What's this?"

"A tractor!"

"Like a motorbike, you mean?"

"No, like a tractor!"

"Hmmm. I suppose your front number plate fell off?"

"No, tractors don't need front number plates!"

" ****** hell! It's TAXED! I've never seen that before. I'd better let you carry on your way".

602

---

PS.

If you passed your bike test before (I think) 1997, you can also drive a Tricycle ... but you knew that already. Did you know that you can also drive a Quadricycle?

A quadricycle has four wheels, and weighs less than 550kg, so includes Reliant Kitten and Lotus 6 (but not Caterhan 7).

In France, a Quadricycle is also restricted to something like 15kW, so weapon of choice is an AXIAM ...similar 0 to 40 time as a diesel cement mixer. Same noise, too

602

[bashbarnard]

If you want something cheap man I had a honda cg early nintys one. Used to run it on tank drains for two years so didnt pay for fuel. Cost me £150 to buy sold for £500 and £70 a year to insure. Was awesome money saving machine. How I saves for my house was fun to. Im not against road quads in the slightest either but tbh have never looked into them because everytime I seem to get on them in fields they land on me.

---

I tell a lie I think I put fuel in her once when I had a tank drain that was a bit too much derv

[Dum-Dum]

@procta I'm just as much of a petrol head as a diesel head, its just diesel is cheaper


@w3526602 Yeah I wish I could blag running one as an agricultural vehicle but it'll never wash with the cops if I get pulled over as I don't do a job in that industry and don't live on a farm.


@bashbarnard haha I ended up with motorbikes on top of me a few times when I started riding. If you dont crash every so often your not trying hard enough.

[Ruan]

You'll look like an ultimate prick riding one... Unless it's a Honda Fourtrax, which you can get away with looking agri spec, but it requires a plastic veg crate on the front and a collie sat on the back.

[w3526602]

@w3526602 Yeah I wish I could blag running one as an agricultural vehicle but it'll never wash with the cops if I get pulled over as I don't do a job in that industry and don't live on a farm.


Hi,

Agricultural Machines may only be used by people engaged in agriculture or forestry, and only in connection with those jobs. There are other constaints, too.

At the time I had my Quad, keeping horses was agriculture (following an appeal in 1981), but legislation has overtaken that.

You might get away with Section 7 Exemption (Google) Also exempt from VED and MOT, but road miles are/were limited to 7 miles per week, prom land you occupy to land you occupy. So not much use to most people. Er ... I managed to get a VW beach buggy registered as an Agricultural Machine, then claimed Section 7, insured it for £5 per year. But I doubt if I could do it now.

You could also try "pulling a life boat", or chopping the legs off your pet cat, register you Quad as an "Animal Ambulance". Next year, you could
" carry voters to the polls". Exempt vehicles are listed in "Vehicle Excise and Registration Act 1994" (VERA 1994) Google, then scroll to Shedule 2.

I did 2000 road miles in one year, wiped all tread of all four tyres, and it used as much petrol as my Land Rover.

602