Car insurance!

[Sian]

What a bargain i got for the 6 £32 a month ! Yay!!

[Dum-Dum]

I'm not jealous, honnest

[Mattcheese31]

Is that good? lol I paid £250 for the year for the DT

[Sian]

£343 for the year but i aint got that sort of money. But £32 is nothing really! Thats with adam as an added driver he normally makes it really expensive

[adamm306]

I pay £216 a month.

[Sian]

£216 a month!!! Bloody hell! Even adam is under £50 for him to insure his 6! And hes only 21.

[adamm306]

im only 21 too but with a fault claim and no NCB.

My insurance doesnt like my import putting it at group 30

[7057sam]

Mine about the same with 7 years driving exp and 5 nyc's.

who you with? Everything declared?

[Piggy]

Im now at 31 a month, 4yrs ncb, all declared. Well happy tbh.
Brentacre

[lolsteve]

568 a year, wasn't even 21 when I got the insurance quote so really hoping it drops this year now im 21 and will be going greenlight or similar

[Niall]

MInes £580 now for up to 250bhp. Not bad tbh. Thats with Green light.

[Piggy]

Greenlight were crap for me this week, on hold for ages, then said they dont do business use cover after spening ages telling them all the mods!!

[mr_fish]

Flux quoted me the best out of them, Brentacre, Greenlight, Prestige and Sky

Insurance for both cars is up for me soon

[Midnightclub]

I'm hunting for cheap insurance atm.. Tried greenlight as everyone was raving about them, won't quote for BMW's at all... LOL

[Sian]

Im with tesco bank! Only mods my car has is lowered 40mm . The clones are standard arent they so probs why its so cheap! I change my insurance group every year seem to always find a cheaper one! im 23 in may . Got 3 years no claims but 5 years driving in august. Was on my mums car for first two years.

---

I'm hunting for cheap insurance atm.. Tried greenlight as everyone was raving about them, won't quote for BMW's at all... LOL

For me to insure adams bmw it was like £70 a month . He cant get a low quote on it! Some wont insure as young and its a rear wheel drive.

---

im only 21 too but with a fault claim and no NCB.

My insurance doesnt like my import putting it at group 30

Oh i see thats crap!

---

MInes £580 now for up to 250bhp. Not bad tbh. Thats with Green light.

Thats really good! Ive been looking for a couple months and only now isnit this cheap it was £50odd last month dont know how that works lol!

[Midnightclub]

I'm hunting for cheap insurance atm.. Tried greenlight as everyone was raving about them, won't quote for BMW's at all... LOL

For me to insure adams bmw it was like £70 a month . He cant get a low quote on it! Some wont insure as young and its a rear wheel drive.

---

Ouch, It's only a little over £600 a year atm with admiral, elephant etc.. not bad for 21

What's he got?

[Sian]

I'm hunting for cheap insurance atm.. Tried greenlight as everyone was raving about them, won't quote for BMW's at all... LOL

For me to insure adams bmw it was like £70 a month . He cant get a low quote on it! Some wont insure as young and its a rear wheel drive.

---

Ouch, It's only a little over £600 a year atm with admiral, elephant etc.. not bad for 21

What's he got?

Madness aint it! Hes got ncb or anything.
Thats not to bad for a bmw.
E30 estate

[daniel909]

My insurance has drop by a 1000 in a year bit it still 1300 a year lol

[C.A.R.]

Mines only £350, but it's a crappy diesel!

'Tis nice having only to pay £35 a month instead of the £50+ I was paying before though.

[liam]

You guys tell your insurance about mods? What kinda difference does it make on price?

[Sian]

You guys tell your insurance about mods? What kinda difference does it make on price?

Ive not got any mods really. But i except the rest declare everything! If you dont your not covered i believe?

[liam]

I think you still have third party, fire, theft. I'm quite new to the game so not sure

[Dum-Dum]

You guys tell your insurance about mods? What kinda difference does it make on price?

Yes, you have to. People have had their cars seized on the basis of undeclared mods. Also if you tell the insurance the car is standard when it isn't then you could be considered to be "obtaining financial services by deception" a fraud offence for which the maximum sentence is 10 years. Not really worth doing is it.

My policy is substantially cheaper all mods declared from a specialist company then any of the comparison sites would do on my car standard but I've had a modified policy for at least 5 years. I think when I first got one it was only a little cheaper but compared getting 6 points on your licence, your car seized and then arrested and going to court its always going to seem cheap.

Oh and I'm 28, nice area, 6 years NCB, 10 years driving, low risk job, SP30, 2 non fault accidents and mine is £400 for the year fully comp, all mods declared and all the mileage with driving other cars, protected NCB and all the other bells and whistles.

[kentiiboii]

Im with tesco bank! Only mods my car has is lowered 40mm . The clones are standard arent they so probs why its so cheap! I change my insurance group every year seem to always find a cheaper one! im 23 in may . Got 3 years no claims but 5 years driving in august. Was on my mums car for first two years.

I'll be 23 in july, driving 5 years in april but 4 years ncb, will also be gti6 with few mods. I bet I end up paying more than you do. :-(

[Midnightclub]

Regardless of what laws have changed, womens insurance is still cheaper! Mrs can insure my car cheaper than I can and has had a licence half the time i have, with 3 years less no claims :/

[kentiiboii]

My ex could Insure my car for same price as I was paying with 4 years no claims and she had just passed, I put her on a provisional and it saved me £8 a month.

[Piggy]

You guys tell your insurance about mods? What kinda difference does it make on price?

Er yes.

Its illegal if you dont.

If you have a crash and they find its modded, you aint covered....
Imagine the bill and fines and prison sentence!

[kentiiboii]

Im with tesco bank! Only mods my car has is lowered 40mm . The clones are standard arent they so probs why its so cheap! I change my insurance group every year seem to always find a cheaper one! im 23 in may . Got 3 years no claims but 5 years driving in august. Was on my mums car for first two years.

I'll be 23 in july, driving 5 years in april but 4 years ncb, will also be gti6 with few mods. I bet I end up paying more than you do. :-(

Green light just called me, they'll insure my hdi all mods declared for £599 got to cask in the morning to get price for the gti6

[Sian]

Im with tesco bank! Only mods my car has is lowered 40mm . The clones are standard arent they so probs why its so cheap! I change my insurance group every year seem to always find a cheaper one! im 23 in may . Got 3 years no claims but 5 years driving in august. Was on my mums car for first two years.

I'll be 23 in july, driving 5 years in april but 4 years ncb, will also be gti6 with few mods. I bet I end up paying more than you do. :-(

Green light just called me, they'll insure my hdi all mods declared for £599 got to cask in the morning to get price for the gti6

Before christmas adam could insure the 6 cheaper then me. But now ive got it back cheaper again thats why ive kept my mods to a minimum. As we can insure two cars for the price i had my old 6. Crazy

[Toms306]

Renewal for the 1.8 would be £278 for me next month if I stick with the current insurer (unlikely!). Damn I feel old!