17-07-2013, 06:22 AM
So guys just wondering if you have to be a certain age to be able to get classic insurance or can you do it regardless?
Official Team Go-NAD fan club
classic insurance age?
|
17-07-2013, 06:22 AM
So guys just wondering if you have to be a certain age to be able to get classic insurance or can you do it regardless?
Official Team Go-NAD fan club
17-07-2013, 06:31 AM
the 'classic' refers to the age of the car, not the driver!
![]() but the older you are, the better from an insurers point of view....my grandads driving would argue that, but hey ho! Wishes for more power...
17-07-2013, 08:34 AM
(17-07-2013, 06:31 AM)Piggy Wrote: the 'classic' refers to the age of the car, not the driver! I think that much is obvious? ![]() Most insurers no longer offer classic insurance to under-25s. There used to be a nice loophole where a 17yo could get a classic car and insure it on the cheap. Fact is, classic insurance is cheap because it's meant to be for ocassional use (as you'd expect of a classic car). So you may also find that you're very limited on your annual mileage anyway. Disclaimer: The above is not to be taken to heart and is probably a joke, grow up you big girl.
![]()
17-07-2013, 08:46 AM
25 most of the time for a classic car policy
Current stable
'09 Mercedes E320cdi wagon '99 306 gti6
17-07-2013, 09:29 AM
On a slight tangent, what experiences have people had regarding what age of car qualifies for classic insurance? Anyone on here running classic insurance?
17-07-2013, 10:00 AM
(17-07-2013, 09:29 AM)Poodle Wrote: On a slight tangent, what experiences have people had regarding what age of car qualifies for classic insurance? Anyone on here running classic insurance? I'm on the lookout for a 205 GTI at the moment, and I've been told any 205 GTI will qualify, and the newest are 20 year old now. I think it's usually roughly 20 years... Incidentally, £191 for a 1.9 GTI ![]()
17-07-2013, 10:24 AM
thats a bargain...just need the 3grand for a mint gti now!
Wishes for more power...
17-07-2013, 10:45 AM
17-07-2013, 10:51 AM
Surely they are limited mileage though?
Disclaimer: The above is not to be taken to heart and is probably a joke, grow up you big girl.
![]()
17-07-2013, 11:04 AM
(17-07-2013, 06:31 AM)Piggy Wrote: the 'classic' refers to the age of the car, not the driver! also it depends on the car too, I had to pull kris knott insurance about their classic car policy shite, as they had a one for cars over 15 years old, ( my rover was 17 years old at the time) they wouldn't even entertain it as it wasn't something like a alfa or a mini! I told them, so well if your only gonna recognise certain cars, then your advertisement is highly miss leading then! they sharp pulled the advertisement! also a lad that was on the metro owners club, had a Austin metro 998cc on an F plate. he was 17 at the time, he couldn't get insured on it. as some insurers wanted daft money or would touch it due to the age of the car, I didn't bother insuring my metro as a classic as with it been modified. as I don't think you can get modified classic car policies.
17-07-2013, 11:31 AM
I'm planning on insuring mine as a classic/modified with limited mileage as soon as i turn 25 in 2 months. Prob won't be doing any more than 2k miles a year as its a second car
17-07-2013, 11:34 AM
As a rule of thumb, 21 is the age where you'll find some companies quote, more often than not it is 25 though.
It also has to be a classic 'risk' too. For example, John Smith with his 1993 Mondeo 1.8 estate worth £300 using his vehicle for his job as a painter & decorator doing 15k a year as his only vehicle, is not a classic risk, even though his car is 20 years old But David Smith on his 1993 Volkswagen Golf 1.8 worth £1500 who also owns another car, who does under 5k a year for social domestic & pleasure use only, IS a classic risk. You will find a real classic policy is design for a second vehicle with low mileage per year, social domestic and pleasure use, with NCB being used on the every day car. Hope this helps! |
« Next Oldest | Next Newest »
|
Possibly Related Threads… | |||||
Thread | Author | Replies | Views | Last Post | |
classic car insurance | DeeTurbo | 11 | 10,256 |
31-07-2021, 07:28 PM Last Post: DAN@ADRIAN FLUX |
|
A great visit - Classic Cars,Brewery,Old Airfield | maxaret | 6 | 2,906 |
12-05-2016, 09:14 AM Last Post: maxaret |
|
Best place to sell classic mini. | bashbarnard | 14 | 3,409 |
12-01-2016, 07:24 PM Last Post: RetroPug |