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+--- Thread: Temporary car insurance and being pulled over (/showthread.php?tid=23333)
Temporary car insurance and being pulled over - rtha6551 - 18-04-2014
I wouldn't have thought buying a days worth of cover would update the MID as that seems to take a day or so in itself?
I'm assuming then that if a police car detects what appears to be an uninsured car, and pull it over, is the certificate of temporary insurance enough to satisfy them?
Cheers
RE: Temporary car insurance and being pulled over - Dum-Dum - 18-04-2014
No, police officers will very rarely take a printed certificate as proof as they are too easy to adapt in photoshop or people buy insurance for a year, then cancel it the next day and get all the money back but keep the paperwork.
They will generally call the MIB if its not shown on PNC and the MIB contact the insurance company. Outside of office hours (8am-about 10pm) the officer will probably look for other proof and indicators (having your online banking on your phone so it shows the payment has left is usually really good). But having everything else all in order is a good start and knowing how much you paid and with who looks good.
I'm pretty sure the computer is updated within hours or even minutes these days.
RE: Temporary car insurance and being pulled over - Hajman - 20-04-2014
MIB? Men in black?
RE: Temporary car insurance and being pulled over - Jenkosowls - 20-04-2014
Motor Insurance Bureau
for sake of around £20-£30 its not worth risking especially in a car you have no previous experience or known condition
RE: Temporary car insurance and being pulled over - Chris_90 - 20-04-2014
(20-04-2014, 05:40 PM)Jenkosowls Wrote: Motor Insurance Bureau
for sake of around £20-£30 its not worth risking especially in a car you have no previous experience or known condition
^^^^ this it only.cost me £20 for 3 days cover on my vento not worth the risk tbh
RE: Temporary car insurance and being pulled over - Danny2009 - 20-04-2014
Think he is saying he's buying insurance and if he gets pulled over as it's not popped up on the insurance database how does he prove it's insured?
RE: Temporary car insurance and being pulled over - rtha6551 - 21-04-2014
Danny's right, can't see where in my original post that I suggested I wouldnt be buying it :S ?
(18-04-2014, 01:09 PM)Dum-Dum Wrote: No, police officers will very rarely take a printed certificate as proof as they are too easy to adapt in photoshop or people buy insurance for a year, then cancel it the next day and get all the money back but keep the paperwork.
They will generally call the MIB if its not shown on PNC and the MIB contact the insurance company. Outside of office hours (8am-about 10pm) the officer will probably look for other proof and indicators (having your online banking on your phone so it shows the payment has left is usually really good). But having everything else all in order is a good start and knowing how much you paid and with who looks good.
I'm pretty sure the computer is updated within hours or even minutes these days.
Thanks
ill just screen print everything I can from the details, quotation and purchase lol