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Car insurance! - Printable Version

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Car insurance! - Sian - 09-11-2013

Can someone tell me why this is.. Bottom
Quote is my current address and im
Moving 6miles out of town and look at the price difference could cry Sad


RE: Car insurance! - bigcheez2k3 - 09-11-2013

All to do with the banding of your address, goes from A-F with A being the best.

http://www.carinsuranceexplained.com/car-insurance-explained/car-insurance-postcode-risk-list.html


RE: Car insurance! - Sian - 09-11-2013

But there both EX16 Sad


RE: Car insurance! - bigcheez2k3 - 09-11-2013

I also forgot to mention that this is how they work out insurance quotes.

http://www.youtube.com/watch?v=wz-PtEJEaqY


RE: Car insurance! - Sian - 09-11-2013

What ever you've posted i cant see as on my phone


RE: Car insurance! - bigcheez2k3 - 09-11-2013

(09-11-2013, 11:41 AM)Sian Wrote: What ever you've posted i cant see as on my phone

Youtube!

That any better?

EDIT: FFS, having trouble posting a link instead of a vid, bare with me.

EDIT 2: f*ck it, cba, bloody formatting.


RE: Car insurance! - Sian - 09-11-2013

Hahaa yeah can see now!


Re: RE: Car insurance! - kentiiboii - 09-11-2013

(09-11-2013, 11:39 AM)bigcheez2k3 Wrote: I also forgot to mention that this is how they work out insurance quotes.

http://www.youtube.com/watch?v=wz-PtEJEaqY

Haha thats so true!


RE: Car insurance! - charlie+1 - 09-11-2013

crazy...but typical, they make their own rules


RE: Car insurance! - LeeroyNI - 10-11-2013

I genuinely think they just make these prices up.

I live in Northern Ireland, the insurance here is absolutely dreadful because of the amount of joyriding etc. I got quoted 2k for my HDI. I asked why it was so high and Hughes stated 'because you live on a farm.'

On the other hand, I wish my insurance was as low as yours Dodgy


RE: Car insurance! - itone24 - 11-11-2013

Lol yeah i do think they make it up sometimes as well, i have even been quoted online then rang up because you could not pay online only to get a completely different price all together, its a joke!


RE: Car insurance! - Sian - 12-11-2013

(10-11-2013, 10:41 PM)LeeroyNI Wrote: I genuinely think they just make these prices up.

I live in Northern Ireland, the insurance here is absolutely dreadful because of the amount of joyriding etc. I got quoted 2k for my HDI. I asked why it was so high and Hughes stated 'because you live on a farm.'

On the other hand, I wish my insurance was as low as yours Dodgy
Plus side of being a lady Wink haha!!

(11-11-2013, 04:40 PM)itone24 Wrote: Lol yeah i do think they make it up sometimes as well, i have even been quoted online then rang up because you could not pay online only to get a completely different price all together, its a joke!
Yeah ive had that before so stupid im gonna try pay the 300 put right then ring up and change address lol! Cant do anything if ive already paid surely?


RE: Car insurance! - mr_fish - 12-11-2013

(11-11-2013, 04:40 PM)itone24 Wrote: Lol yeah i do think they make it up sometimes as well, i have even been quoted online then rang up because you could not pay online only to get a completely different price all together, its a joke!
Quote:Yeah ive had that before so stupid im gonna try pay the 300 put right then ring up and change address lol! Cant do anything if ive already paid surely?

When I moved and rung up to update the address, they wanted more. Wasn't much but they still charged.


RE: Car insurance! - Sian - 12-11-2013

(12-11-2013, 12:22 PM)mr_fish Wrote:
(11-11-2013, 04:40 PM)itone24 Wrote: Lol yeah i do think they make it up sometimes as well, i have even been quoted online then rang up because you could not pay online only to get a completely different price all together, its a joke!
Quote:Yeah ive had that before so stupid im gonna try pay the 300 put right then ring up and change address lol! Cant do anything if ive already paid surely?

When I moved and rung up to update the address, they wanted more. Wasn't much but they still charged.
Oh damn!! As long as they dont want the £400 odd! Didnt realise moving was such hassle Sad


RE: Car insurance! - Dum-Dum - 12-11-2013

Why not take out the cheap quote at the cheap address then call them to change address, bet they dont add 400 quid then.


RE: Car insurance! - Midnightclub - 12-11-2013

Problem being, if they do want to charge you another £400 after you've paid £300 in full.. you'll be pretty screwed, because if you cancel they'll just charge a load of fees


RE: Car insurance! - Mattcheese31 - 12-11-2013

(12-11-2013, 01:25 PM)Dum-Dum Wrote: Why not take out the cheap quote at the cheap address then call them to change address, bet they dont add 400 quid then.

this^^^ i'd be surprised if they did . .Smile


RE: Car insurance! - Sian - 12-11-2013

(12-11-2013, 01:25 PM)Dum-Dum Wrote: Why not take out the cheap quote at the cheap address then call them to change address, bet they dont add 400 quid then.
I did say this a few comments up haha!!


RE: Car insurance! - Dum-Dum - 12-11-2013

(12-11-2013, 01:31 PM)Midnightclub Wrote: Problem being, if they do want to charge you another £400 after you've paid £300 in full.. you'll be pretty screwed, because if you cancel they'll just charge a load of fees
nope as insurance cos insurance counts as a financial product that gets a 15 day cooling off period in which you can cancel and get all your money back





(12-11-2013, 03:29 PM)Sian Wrote:
(12-11-2013, 01:25 PM)Dum-Dum Wrote: Why not take out the cheap quote at the cheap address then call them to change address, bet they dont add 400 quid then.
I did say this a few comments up haha!!

Yeah but it was a case of tl;dr


RE: Car insurance! - Sian - 13-11-2013

(12-11-2013, 04:59 PM)Dum-Dum Wrote:
(12-11-2013, 01:31 PM)Midnightclub Wrote: Problem being, if they do want to charge you another £400 after you've paid £300 in full.. you'll be pretty screwed, because if you cancel they'll just charge a load of fees
nope as insurance cos insurance counts as a financial product that gets a 15 day cooling off period in which you can cancel and get all your money back





(12-11-2013, 03:29 PM)Sian Wrote:
(12-11-2013, 01:25 PM)Dum-Dum Wrote: Why not take out the cheap quote at the cheap address then call them to change address, bet they dont add 400 quid then.
I did say this a few comments up haha!!

Yeah but it was a case of tl;dr

True. Although im not having a 6 for the winter anymore so cheap insurance on a 1.4 Sad the bianca will be back for the spring & the china is being sold !