(11-06-2014, 08:03 AM)DAN@ADRIAN FLUX Wrote:

(10-06-2014, 06:46 PM)Ben Jay Wrote: Ok here's one for dan. I've swapped my fuel pump from Lucas to bosch. It's still standard so not been tuned. Do I still be to declare it as it's a standard peugeot part?

Morning Ben Jay,

Although I can certainly see why you think you wouldn't need to declare it, it's certainly worth your while telling your insurer. They may just note the file to state you have made the change - Modifications don't always make a difference to the price of insurance, it's about making sure you are covered.

I often see posts across the forums where people will say "I don't need to declare X mod because it doesn't make a difference to the car, or 'It's taken from another car of the same manufacturer" for example - But those people are risking driving without valid insurance - Why wouldn't you want to make sure you are completely covered, if the unthinkable happens & you need to claim for your pride and joy, surely you want to make sure you can?

Hope that helps

Dan

(11-06-2014, 08:14 AM)Piggy Wrote: How do I go about winter tyres decleration? Do I need to tell them each time I swap them?

There was some arguments over it a few years ago.

(11-06-2014, 08:29 AM)Toms306 Wrote:

(11-06-2014, 08:03 AM)DAN@ADRIAN FLUX Wrote:

(10-06-2014, 06:46 PM)Ben Jay Wrote: Ok here's one for dan. I've swapped my fuel pump from Lucas to bosch. It's still standard so not been tuned. Do I still be to declare it as it's a standard peugeot part?

Morning Ben Jay,

Although I can certainly see why you think you wouldn't need to declare it, it's certainly worth your while telling your insurer. They may just note the file to state you have made the change - Modifications don't always make a difference to the price of insurance, it's about making sure you are covered.

I often see posts across the forums where people will say "I don't need to declare X mod because it doesn't make a difference to the car, or 'It's taken from another car of the same manufacturer" for example - But those people are risking driving without valid insurance - Why wouldn't you want to make sure you are completely covered, if the unthinkable happens & you need to claim for your pride and joy, surely you want to make sure you can?

Hope that helps

Dan

I'll bet the majority aren't fully comp anyway tbh. And even those of us that are for other benefits, most wouldn't claim for our own worthless piece of French scrap lol.

Also, how does anyone know whats standard on an old car? Fair enough I know the specs of most 306s.....but not others! How would my sister/mum/nan know what alloys their car came with from the factory for example? If they're a sensible size and have a Peugeot logo on, they'd assume hem to be standard. Are you saying their insurance would be invalidated because of that?

Not having a go at you btw, I just think car insurance rules in general are daft. You don't have to phone your house insurer if you add a pretty number plaque by your door lol...

(08-07-2014, 06:50 PM)toseland Wrote: if they do refuse to insure you explain that the part is like for like replacement within the OEM specification of the vehicle, and find demonstrateable evidence of that fact, being replaced with a part that was fitted as standard on the same model's of 306 that you drive.

if they try to charge you a cancellation fee for refusing to insure you then read them the riot act and speak to your bank and ask them to recall the last direct debit if you have it, (after you cancel). also, if they try to charge you the cancellation fee then speak to consumer direct.

(08-07-2014, 07:15 PM)bigcheez2k3 Wrote: Elephant are the same as Admiral, the latter who wouldn't insure me to add an FMIC to my policy.