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+--- Thread: Soo.. I've bought my first house (/showthread.php?tid=20745)
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Soo.. I've bought my first house - Seb_Ryan - 24-01-2014
As title, been going on for about 2 months now - but should be moving in on the 31st unless there's hold ups etc..
£350 a month for mortgage over 30 years so will paid off when I'm 53 which isn't too bad to be honest.
I would post pics but I'm a lazy bugger and on my phone so ill just link the ad.
http://www.hathways.co.uk/propertydet.asp?Id=RSTN86&Page=15&branch=&propind=S&Cat=&country=&Location=&town=&area=&MinPrice=&MaxPrice=&MinBeds=&BedsEqual=&sleeps=&PropType=&Furn=&FA=&O=Price&Dir=ASC&LetType=&searchbymap=&locations=&newhomes=&SS=&fromdate=&todate=&minbudget=&maxbudget=
RE: Soo.. I've bought my first house - Jenkosowls - 24-01-2014
No garage! Freind of mine is going through this process ATM really going in depth with it
RE: Soo.. I've bought my first house - Seb_Ryan - 24-01-2014
There's planning permission been accepted for a garage, on the right on the 1st pic you can see the hardstanding :p not bad for 103k though
RE: Soo.. I've bought my first house - martyn92 - 24-01-2014
That is awesome
RE: Soo.. I've bought my first house - mcvite - 24-01-2014
Congratulations in getting on the property ladder,well done
RE: Soo.. I've bought my first house - lolsteve - 24-01-2014
Fantastic looking place, cant wait to get something like this myself. 306oc house warming party?
RE: Soo.. I've bought my first house - Seb_Ryan - 24-01-2014
If anyones local to cwmbran then yeah lol, not many people down here though.
Gotta be honest did get lucky, viewed it the day after the advert and we had it straight away after viewing 7 other places, they had 26 calls for viewings after us aswell
RE: Soo.. I've bought my first house - Dum-Dum - 24-01-2014
Can tell your northern, £103k for a 3 bed house!!!!! My one bed cost about 15k more
Re: RE: Soo.. I've bought my first house - Seb_Ryan - 24-01-2014
(24-01-2014, 05:52 AM)Dum-Dum Wrote: Can tell your northern, £103k for a 3 bed house!!!!! My one bed cost about 15k more
Northern and welsh doesn't go.. haha south Wales dude
RE: Soo.. I've bought my first house - Dum-Dum - 24-01-2014
Ah south wales, somewhere else nobody wants to live lol.
Joking, great to see you get on the ladder, house prices are on the up again so it's a great investment, one across the road from me the same as mine just sold for over £150k. If I could sell mine for that it would be a £20k + profit in under a year.
RE: Soo.. I've bought my first house - Seb_Ryan - 24-01-2014
Tbh this house is near enough top dollar for that area.. but um happy due to it being in good nick etc.. There was 1 behind it go for 70k but that had a smaller garden and needed full refurb
RE: Soo.. I've bought my first house - cpikey316_ - 24-01-2014
(24-01-2014, 06:17 AM)Dum-Dum Wrote: Ah south wales, somewhere else nobody wants to live lol.
I'd love to, but there are zero teaching jobs there.
I'd have moved to croesy personally, Fairwater High is a bit dodge.
Nice house in OK area though, they really are spacious on the inside.
Like Dum-Dum I live in a tiny "close to london" box that is much smaller and costs far more
RE: Soo.. I've bought my first house - Lwilliams - 24-01-2014
Nice mate....
You don't live to far away from me I live in abertillery... looking to get on the ladder in the next year or 2 also
RE: Soo.. I've bought my first house - Chris_90 - 24-01-2014
Wish me and my fiance could afford deposit cos we're paying £450 a month for a 2 bed renting,
Well done for getting on the ladder tho bestthing you can do when your young, once you start renting your always gonna struggle to save up a deposit to buy a house
RE: Soo.. I've bought my first house - Eeyore - 24-01-2014
My rent is 550 a month for my single room. Bloody London.
Well done for getting a place though. Mortgage on that seems very reasonable. I really want a garage with my house. Ideally it would be a double garage with a few rooms attached instead of a house with a garage!
RE: Soo.. I've bought my first house - C.A.R. - 24-01-2014
Nice!
£100k around here might get you a 1-bed flat in an un-desireable area
Houses start at £160k.
RE: Soo.. I've bought my first house - THE_Liam - 24-01-2014
Congratulations mate, nothing like owning your own bricks and mortar!
I've owned mine about 2 and a half years, bought it off the council for 45k, 2 bed semi in Leeds, half decent area backing on to woodland. Got a 15 year mortgage at £320 per month, already paid off 1/6th of it
RE: Soo.. I've bought my first house - r3k1355 - 24-01-2014
(24-01-2014, 08:18 AM)Chris_90 Wrote: Wish me and my fiance could afford deposit cos we're paying £450 a month for a 2 bed renting,
How are you paying so much to rent a 2-bed place in Chesterfield???
(24-01-2014, 08:55 AM)C.A.R. Wrote: Nice!
£100k around here might get you a 1-bed flat in an un-desireable area
So move somewhere cheaper.
Daunting at first, but you get a better quality of life because you don't have to put every single penny towards paying for the house.
You only have to go as far as Nottingham to really notice the price drop.
RE: Soo.. I've bought my first house - powerandtorque - 24-01-2014
Looks really nice for a first house and like others have said, seems very reasonably priced compared to what a similar property would cost in other parts of the country - to give you an idea, something similar to that would be £250k odd here and I'm only 75 miles odd from you
RE: Soo.. I've bought my first house - Chris_90 - 24-01-2014
(24-01-2014, 10:13 AM)r3k1355 Wrote:(24-01-2014, 08:18 AM)Chris_90 Wrote: Wish me and my fiance could afford deposit cos we're paying £450 a month for a 2 bed renting,
How are you paying so much to rent a 2-bed place in Chesterfield???
(24-01-2014, 08:55 AM)C.A.R. Wrote: Nice!
£100k around here might get you a 1-bed flat in an un-desireable area
So move somewhere cheaper.
Daunting at first, but you get a better quality of life because you don't have to put every single penny towards paying for the house.
You only have to go as far as Nottingham to really notice the price drop.
That's cheap for what we have got, most places more like £500+ rent went though the roof when no one could afford to buy! If can find a place cheaper for same as we have now would move tomorrow, think we have done ok with this lived here 2 years with out rent going up, didn't have to pay bond, garden, drive way and shed (all the important bits for me)
Re: Soo.. I've bought my first house - kentiiboii - 24-01-2014
I'd love to buy my mum's house. We'd get it mega cheap as well 3 bedroom council house with mahoosive garden and 2 car drive on a decent street. We've been in here for 20 years. But unfortunately I cannot afford to and we are moving out of here by the end of the year.
RE: Soo.. I've bought my first house - THE_Liam - 24-01-2014
You know you don't need a deposit right Kent?
RE: Soo.. I've bought my first house - jammapic - 24-01-2014
We bought our 3 bed, 3 story house with driveway, garden etc up on Saddleworth Moor for £150k last year and I reckon we've already made about £5k on it.... Managed to put about 80k down on it so our mortgage is only about £380 a month and will be paid off before I retire (early!!). Similar sized house etc round here would be £600+ a month in rent.....
Property ladder is the way forward!
Soo.. I've bought my first house - rocker8742 - 24-01-2014
(24-01-2014, 10:53 AM)Chris_90 Wrote:(24-01-2014, 10:13 AM)r3k1355 Wrote:(24-01-2014, 08:18 AM)Chris_90 Wrote: Wish me and my fiance could afford deposit cos we're paying £450 a month for a 2 bed renting,
How are you paying so much to rent a 2-bed place in Chesterfield???
(24-01-2014, 08:55 AM)C.A.R. Wrote: Nice!
£100k around here might get you a 1-bed flat in an un-desireable area
So move somewhere cheaper.
Daunting at first, but you get a better quality of life because you don't have to put every single penny towards paying for the house.
You only have to go as far as Nottingham to really notice the price drop.
That's cheap for what we have got, most places more like £500+ rent went though the roof when no one could afford to buy! If can find a place cheaper for same as we have now would move tomorrow, think we have done ok with this lived here 2 years with out rent going up, didn't have to pay bond, garden, drive way and shed (all the important bits for me)
In exactly the same situation down here mate, houses are expensive too lol
RE: Soo.. I've bought my first house - Dum-Dum - 24-01-2014
You all make me realise I need to move somewhere bigger and / or further north ASAP to make the most of the current house prices before they boom again.
RE: Soo.. I've bought my first house - Pete - 24-01-2014
(24-01-2014, 08:57 AM)THE_Liam Wrote: Congratulations mate, nothing like owning your own bricks and mortar!
I've owned mine about 2 and a half years, bought it off the council for 45k, 2 bed semi in Leeds, half decent area backing on to woodland. Got a 15 year mortgage at £320 per month, already paid off 1/6th of it
Cracking Deal there Liam, Depresses me that I pay £500 rent PCM for a small terraced cottage. Once the weddings out of the way I need to pull my finger out and get a morgage deposit together..
Re: RE: Soo.. I've bought my first house - THE_Liam - 24-01-2014
(24-01-2014, 04:49 PM)Pete Wrote:(24-01-2014, 08:57 AM)THE_Liam Wrote: Congratulations mate, nothing like owning your own bricks and mortar!
I've owned mine about 2 and a half years, bought it off the council for 45k, 2 bed semi in Leeds, half decent area backing on to woodland. Got a 15 year mortgage at £320 per month, already paid off 1/6th of it
Cracking Deal there Liam, Depresses me that I pay £500 rent PCM for a small terraced cottage. Once the weddings out of the way I need to pull my finger out and get a morgage deposit together..
It is nice where you live though Pete, lovely views. Do you live near Slaithwaite?
RE: Soo.. I've bought my first house - Pete - 24-01-2014
Near enough mate, about 20 minutes if I cut over tops
I live in holywell green.. Nice and semi rural so it appeals to my inner bumpkin/farmer lol
RE: Soo.. I've bought my first house - THE_Liam - 24-01-2014
I love it out there, proper pubs, coal fires, moors, but only 30 minutes up the M62 from my work.
Re: RE: Soo.. I've bought my first house - kentiiboii - 24-01-2014
(24-01-2014, 12:45 PM)THE_Liam Wrote: You know you don't need a deposit right Kent?
Really? I know government are doing where you only pay 5% deposit or something iirc? I really don't know.